Current Carrier Updates...
Aegis Financial will keep this webpage updated with any recent, important carrier changes
to help you prepare for your week ahead, so you’ll know exactly which carriers to be mindful of.
Only those carriers that have changes are listed. Any interest rate adjustments, product changes
and even new state product approvals are included with links to receive complete details.
to help you prepare for your week ahead, so you’ll know exactly which carriers to be mindful of.
Only those carriers that have changes are listed. Any interest rate adjustments, product changes
and even new state product approvals are included with links to receive complete details.
Annuity Carrier News
AIG
Effective 8/10/20
Effective 8/10/2020, AIG is decreasing on the S&P 500 Cap, MLSB, PIMCO & AQR strategies.
Please click the link below to view rates:
Power Select Builder Annuities
Power Select Builder 8 Annuities
Power Select Plus Income Annuities
LEGACY AMERICO
Effective 7/29/20
Americo Financial Life and Annuity Insurance Company has announced that it will change rates on ClassicMark®, LibertyMark®, and FutureMarksm fixed indexed annuities, effective July 29, 2020. Click here for rates.
GUGGENHEIM
Announced 7/13/20
In light of the current environment, Guggenheim is making the following changes to the Lifetime Withdrawal Rider for all products:
PROTECTIVE
Effective 8/3/20
Effective August 3rd, the withdrawal factors for Protective Guaranteed Income FIA will be decreased 25 bps. In order to receive the current rates, applications must be signed on or before July 31st and received by Protective no later than August 17th.
Click here for current rates.
Click here for PGI Product Profile.
LINCOLN
Effective 7/15/20
Rates are changing on the Lincoln OptiBlend, effective for applications signed on or after 7/15/2020. Please click here for rate sheet.
SYMETRA
Effective 7/8/20
Symetra is announcing a rate decrease effective next Tuesday, July 8th. Click here for the new rates and click here for the rate lock policy.
NASSAU RE
Effective 7/1/20
Nassau Re has announced rate increases to both the caps and participation rates of the Nassau Growth Annuity effective July 1. Click here for the latest rates of all the Nassau Re annuity product lines.
ATHENE
Effective 7/1/20
GREAT NEWS!!! Effective July 1st, Athene Annuity is offering a 50 basis point commission bonus on all FIA business! Please click here for additional details.
AMERICAN EQUITY
Effective 7/1/20
American Equity is changing rates on July 1st. We will be making changes to our crediting rates on the AssetShield product series. Even though the product's fixed interest rate is decreasing, we are pleased to announce most of AssetShield's crediting rates are increasing at this time. These changes are effective Wednesday, July 1, 2020. For your client to qualify for the current fixed interest rate, applications along with cash or 1035/Direct Transfer paperwork must be received in our office by 4:45 p.m. CST Tuesday, June 30, 2020. Transfer funds must be received by 4:45 p.m. CT Thursday, July 30, 2020.
GREAT AMERICAN
Effective 7/7/20
Great American will be decreasing rates on the following products:
Effective 8/10/20
Effective 8/10/2020, AIG is decreasing on the S&P 500 Cap, MLSB, PIMCO & AQR strategies.
Please click the link below to view rates:
Power Select Builder Annuities
Power Select Builder 8 Annuities
Power Select Plus Income Annuities
LEGACY AMERICO
Effective 7/29/20
Americo Financial Life and Annuity Insurance Company has announced that it will change rates on ClassicMark®, LibertyMark®, and FutureMarksm fixed indexed annuities, effective July 29, 2020. Click here for rates.
GUGGENHEIM
Announced 7/13/20
In light of the current environment, Guggenheim is making the following changes to the Lifetime Withdrawal Rider for all products:
- The Roll-up period will be reduced from 20 years to 10 years,
- The Premium Bonus on the Lifetime Withdrawal Rider will be reduced from 10% to 5%, and
- The minimum age for adding the Lifetime Withdrawal Rider to a contract will increase from 45 to 50.
PROTECTIVE
Effective 8/3/20
Effective August 3rd, the withdrawal factors for Protective Guaranteed Income FIA will be decreased 25 bps. In order to receive the current rates, applications must be signed on or before July 31st and received by Protective no later than August 17th.
Click here for current rates.
Click here for PGI Product Profile.
LINCOLN
Effective 7/15/20
Rates are changing on the Lincoln OptiBlend, effective for applications signed on or after 7/15/2020. Please click here for rate sheet.
SYMETRA
Effective 7/8/20
Symetra is announcing a rate decrease effective next Tuesday, July 8th. Click here for the new rates and click here for the rate lock policy.
NASSAU RE
Effective 7/1/20
Nassau Re has announced rate increases to both the caps and participation rates of the Nassau Growth Annuity effective July 1. Click here for the latest rates of all the Nassau Re annuity product lines.
ATHENE
Effective 7/1/20
GREAT NEWS!!! Effective July 1st, Athene Annuity is offering a 50 basis point commission bonus on all FIA business! Please click here for additional details.
AMERICAN EQUITY
Effective 7/1/20
American Equity is changing rates on July 1st. We will be making changes to our crediting rates on the AssetShield product series. Even though the product's fixed interest rate is decreasing, we are pleased to announce most of AssetShield's crediting rates are increasing at this time. These changes are effective Wednesday, July 1, 2020. For your client to qualify for the current fixed interest rate, applications along with cash or 1035/Direct Transfer paperwork must be received in our office by 4:45 p.m. CST Tuesday, June 30, 2020. Transfer funds must be received by 4:45 p.m. CT Thursday, July 30, 2020.
GREAT AMERICAN
Effective 7/7/20
Great American will be decreasing rates on the following products:
- American Legend III
- Index Protector 4
- Index Protector 5 MVA
- Index Protector 7
- American Legend 7
- American Landmark 5
- American Landmark 3
Life Carrier News
PROTECTIVE
Protective just repriced our competitive term insurance product (again!) with lower rates. We’re back on top with rates in the top 3 95% of the time for monthly pays and in the top 3 93% of the time for annual pays. Check out our announcement for more detail.
PRUDENTIAL
Clients have been asking for it; now you can deliver it – 30-year term for Term Essential and Term Elite is back effective July 20, 2020.
Learn more.
ONEAMERICA
Care Solutions Full Product Learning Opportunities – July 31, 202
This is a live presentation covering all the OneAmerica Care Solutions options and sales ideas. This session is about 55 minutes and will cover the following details...
Protective just repriced our competitive term insurance product (again!) with lower rates. We’re back on top with rates in the top 3 95% of the time for monthly pays and in the top 3 93% of the time for annual pays. Check out our announcement for more detail.
PRUDENTIAL
Clients have been asking for it; now you can deliver it – 30-year term for Term Essential and Term Elite is back effective July 20, 2020.
Learn more.
ONEAMERICA
Care Solutions Full Product Learning Opportunities – July 31, 202
This is a live presentation covering all the OneAmerica Care Solutions options and sales ideas. This session is about 55 minutes and will cover the following details...
- Setting up the LTC sale;
- Covering two individuals under one policy;
- Lifetime benefits and more.
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