Aegis Financial
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Current Carrier Updates...
Aegis Financial will keep this webpage updated with any recent, important carrier changes
to help you prepare for your week ahead, so you’ll know exactly which carriers to be mindful of.
Only those carriers that have changes are listed. Any interest rate adjustments, product changes
​ and even new state product approvals are included with links to receive complete details.
CLICK HERE FOR "market recap"

Annuity Carrier News

LINCOLN
Effective 01/15/2021
Lincoln is going to be dropping their rates on the OptiBlend 1-Year Fidelity allocation for the 5, 7 and 10 year, effective 1/15/2021. Please click here for specific rates.
 
ATHENE ANNUITY

Effective 01/16/2021

Athene Annuity will be decreasing rates on all products. This will include indexed caps and rates as well income bonuses, payout factors…please see the link below for additional details. In order to receive current rates, applications must be signed on or before January 15th and received at Athene by market close on January 29th.
​Click here for more information.

LEGACY
Effective 01/18/2021

Legacy will be reducing payout factors for the Ameritas IncomeMark and FlexMark. The changes will take effect January 18, 2021. FlexMark will only have reduced payout factors, while the IncomeMark will have reduced payout factors with Increased rates. For all details please click here.

PROTECTIVE
Effective 01/11/2021

Effective January 11, 2021 withdrawal factors for Protective Guaranteed Income FIA will be adjusted as follows:
 
LEVEL INCOME:
  • For client ages 59.5 thru 64, withdrawal factors will decrease by 20 bps;
  • For client ages 65 thru 69, withdrawal factors will decrease by 15 bps;
  • For client ages 70+, there is no change.
 
RISING INCOME:
  • For client ages 59.5 thru 74, withdrawal factors will decrease by 20 bps;
  • For client ages 75 thru 79, withdrawal factors will decrease by 15 bps;
  • For client ages 80+, there is no change.
 
Click here for PGI withdrawal rate changes.
Click here for PGI rate comparison grid.

NASSAU
Announced 01/8/2021

Nassau has announced rate increases on the Nassau Growth Annuity with the income rider.  Rates will remain the same on the Nassau Growth annuity without a rider and all of their other products.  Click here for the latest rates.

OXFORD
Effective 01/1/2021
MYGA commissions are reduced for 4, 6, and 8-year products. To receive the previous rate, applications must be received in good order at Oxford's home office no later than the day prior to the effective date of the new rate. Applications may be sent by mail, email or fax. Rates on transfers and 1035 exchanges will be held for 60 days from the date the application was received. No exceptions to these rules will be allowed. Rates are subject to change at any time.
Click here for current rates.
​
AIG
Announced 12/14/20

Assured Edge Income Achiever is a fixed annuity product offering a guaranteed living withdrawal benefit (GLWB) issued by American General Life Insurance Company (AGL). Additionally, this product combines the benefits of higher guaranteed lifetime income and liquidity with account values protected from stock market volatility. Issue ages of 50-80, .95% fee, Terminal Illness Rider, Activities of Daily Living and Extended Care Rider depending on state. The Income Growth Rate is 6.00% simple interest.
​Click here for complete product details.


Life Carrier News

JOHN HANCOCK
Effective 1/28/21
In order to accelerate a return to service levels that are consistent with their commitment to you, effective January 28, 2021, John Hancock is temporarily raising minimum face amount for term insurance to $750,000.

Temporary term minimum changes:
  • Applications under $750K in face amount must be signed and received by the John Hancock Home Office on or before Wednesday, Jan. 27, 2021, in order to be issued.
  • Any applications received on or after Thursday, Jan. 28, 2021, with a face amount of $749,999 or lower will be returned.
 
NATIONWIDE
Effective 1/11/21
New NATIONWIDE Chronic and Critical Illness Riders are in effect Jan. 11, 2021. Click here to learn more.
For financial professional use only. Not intended for use by the general public. The information provided herein is the exclusive property of Aegis Financial, Inc., and is protected by copyright and other intellectual property laws of the United States. This material has been prepared for informational and educational purposes only. It is not intended to provide nor should be relied upon for accounting, legal, tax, or investment advice. All offers, promotions, and programs are conditional and only available to advisors in good standing.
aegis@aegisfinancial.com

​800.579.7923

7105 West 44th Ave
Denver, CO 80033
​USA
  • About
    • Our Story
    • Our Teams
    • Our Carriers
    • Our RIA Solution
    • Team of Experts
    • Contact Us
  • Client Gen
    • Engage LinkedIn Leads
    • In-Person Workshops
    • Digital Marketing
    • Radio Marketing
    • CPA Partners
  • Events
    • APEX Administrative Professionals Expo
    • Radio Opportunity Conference
  • Practice Solutions
    • APEX Administrative Professionals Expo
    • Practice Made Perfect
    • Building Credibility
    • Creative Services
  • Resources
    • Current Carrier Updates
    • Life Quotes & Forms
    • Product Search Engine
    • Software Resources
  • Sales Vault
    • APEX Resources
    • Appointment Resources
    • Producer Sales Tools
    • LIFE Producer Sales Tools
    • Open MIC Archives
    • Webinar Archives
Current Carrier Updates...
Aegis Financial will keep this webpage updated with any recent, important carrier changes
to help you prepare for your week ahead, so you’ll know exactly which carriers to be mindful of.
Only those carriers that have changes are listed. Any interest rate adjustments, product changes
​ and even new state product approvals are included with links to receive complete details.
CLICK HERE FOR "market recap"

Annuity Carrier News

LINCOLN
Effective 01/15/2021
Lincoln is going to be dropping their rates on the OptiBlend 1-Year Fidelity allocation for the 5, 7 and 10 year, effective 1/15/2021. Please click here for specific rates.
 
ATHENE ANNUITY

Effective 01/16/2021

Athene Annuity will be decreasing rates on all products. This will include indexed caps and rates as well income bonuses, payout factors…please see the link below for additional details. In order to receive current rates, applications must be signed on or before January 15th and received at Athene by market close on January 29th.
​Click here for more information.

LEGACY
Effective 01/18/2021

Legacy will be reducing payout factors for the Ameritas IncomeMark and FlexMark. The changes will take effect January 18, 2021. FlexMark will only have reduced payout factors, while the IncomeMark will have reduced payout factors with Increased rates. For all details please click here.

PROTECTIVE
Effective 01/11/2021

Effective January 11, 2021 withdrawal factors for Protective Guaranteed Income FIA will be adjusted as follows:
 
LEVEL INCOME:
  • For client ages 59.5 thru 64, withdrawal factors will decrease by 20 bps;
  • For client ages 65 thru 69, withdrawal factors will decrease by 15 bps;
  • For client ages 70+, there is no change.
 
RISING INCOME:
  • For client ages 59.5 thru 74, withdrawal factors will decrease by 20 bps;
  • For client ages 75 thru 79, withdrawal factors will decrease by 15 bps;
  • For client ages 80+, there is no change.
 
Click here for PGI withdrawal rate changes.
Click here for PGI rate comparison grid.

NASSAU
Announced 01/8/2021

Nassau has announced rate increases on the Nassau Growth Annuity with the income rider.  Rates will remain the same on the Nassau Growth annuity without a rider and all of their other products.  Click here for the latest rates.

OXFORD
Effective 01/1/2021
MYGA commissions are reduced for 4, 6, and 8-year products. To receive the previous rate, applications must be received in good order at Oxford's home office no later than the day prior to the effective date of the new rate. Applications may be sent by mail, email or fax. Rates on transfers and 1035 exchanges will be held for 60 days from the date the application was received. No exceptions to these rules will be allowed. Rates are subject to change at any time.
Click here for current rates.
​
AIG
Announced 12/14/20

Assured Edge Income Achiever is a fixed annuity product offering a guaranteed living withdrawal benefit (GLWB) issued by American General Life Insurance Company (AGL). Additionally, this product combines the benefits of higher guaranteed lifetime income and liquidity with account values protected from stock market volatility. Issue ages of 50-80, .95% fee, Terminal Illness Rider, Activities of Daily Living and Extended Care Rider depending on state. The Income Growth Rate is 6.00% simple interest.
​Click here for complete product details.


Life Carrier News

JOHN HANCOCK
Effective 1/28/21
In order to accelerate a return to service levels that are consistent with their commitment to you, effective January 28, 2021, John Hancock is temporarily raising minimum face amount for term insurance to $750,000.

Temporary term minimum changes:
  • Applications under $750K in face amount must be signed and received by the John Hancock Home Office on or before Wednesday, Jan. 27, 2021, in order to be issued.
  • Any applications received on or after Thursday, Jan. 28, 2021, with a face amount of $749,999 or lower will be returned.
 
NATIONWIDE
Effective 1/11/21
New NATIONWIDE Chronic and Critical Illness Riders are in effect Jan. 11, 2021. Click here to learn more.